Amaya Toman Sabis ɗin biyan kuɗi na Apple Pay yana kan haɓaka koyaushe. Kamfanin Apple yana samun nasarar yada shi zuwa wasu kasashe a duniya, kuma karuwar yawan bankuna, 'yan kasuwa da sauran cibiyoyi suna ba da tallafi. Wani sabon bincike da Bernstein ya yi ya nuna cewa Apple Pay ya daɗe yana ɗaya daga cikin masu fafatawa da mashahurin tsarin PayPal.
Zai iya zama sha'awar ku
Jaromir Miko Masana daga Bernstein sun ba da rahoton cewa Apple Pay a halin yanzu yana da kashi biyar cikin dari na duk ma'amalar katin a duk duniya. Idan ci gaban sabis ɗin ya ci gaba a wannan ƙimar, sabis ɗin Apple Pay na iya shiga cikin adadin ma'amalar katin kuɗi na duniya da kashi goma cikin ɗari a farkon 2025. A cewar manazarta, Apple Pay don haka ya zama babbar barazana ga PayPal. Ko da Tim Cook da kansa ya kwatanta Apple Pay zuwa PayPal, duk da cewa duka ayyukan biyu sun bambanta da juna bayan duk. Cook ya ce a bara cewa sabis na biyan kuɗi na Apple ya ninka ci gaban PayPal sau huɗu. Hakanan Apple Pay ya fara zarce PayPal ta fuskar haɓaka sabbin masu amfani.
Gidan hoton hoto
Wasu manazarta kuma suna magana ne kawai a ka'ida game da yuwuwar Apple kuma zai iya fara fafatawa da Visa da Mastercard tare da tsarin biyan kuɗi. Amma wannan yanayin har yanzu kiɗa ne na nan gaba mai nisa, kuma ya dogara da yadda Apple ke shiga cikin ruwa na samar da sabis na irin wannan. Amma Apple koyaushe dole ne ya dogara ga kafafan masu ba da katin biyan kuɗi, a cewar Bernstein. Koyaya, a cewar masana, Apple na iya samun fa'ida sosai daga rufewar kayan aikin NFC a cikin iPhones ɗin sa, wanda tuni ya sami damar shiga tsaka mai wuya na masu kula da amincin.
Juniper Research sannan ya ce a cikin wani rahoto na daban cewa hada-hadar da ba ta da alaka tana karuwa kuma tana iya kaiwa dala tiriliyan 2024 a duniya nan da shekarar 6. Daga cikin wasu abubuwa, sabis ɗin Apple Pay yana da babban kaso a cikin wannan haɓaka. Kwararrun Apple Pay kuma sun yi hasashen haɓaka tushen masu amfani a mahimman yankuna kamar Gabas mai Nisa, China da Turai.
PayPal ba shine babban abokin hamayyar ApplePay ba. Kamar Visa ko MC, amma gasa da Google Pay, Garmin Pay, da dai sauransu PayPal yana aiki daban kuma don wani abu ne, kuma ba tare da MC ko Visa ba da babu Apple. Shi dai wani ma'aikaci ne a wadannan kamfanoni.