Dan Prazak A ranar Litinin, rabin shekara ta wuce tun da Apple Pay ya shiga Jamhuriyar Czech. A cikin watanni shida, gidajen banki bakwai (Česká spořitelna, Komerční banki, AirBank, Moneta, mBank, J&T Banka da UniCredit) da sabis na banki guda huɗu (Twisto, Edenred, Revolut da Monese) sun sami damar ba da sabis ɗin. Don haka Czechs suna da zaɓuɓɓuka da yawa don fara biyan kuɗi tare da iPhone ko Apple Watch, kodayake ana jiran tallafi daga wasu manyan bankunan cikin gida. A cikin ofishin edita na Jablíčkára, duk da haka, mun kasance da sha'awar ma'auni na Apple Pay na yanzu da kuma yadda sabis ɗin ke yin lambobi bayan watanni shida. Mun tambayi ainihin duk cibiyoyin banki da marasa banki a cikin ƙasarmu don samun bayanai na yanzu.
Kamar yadda ake iya gani daga sabbin ƙididdiga, Czechs sun zama masu sha'awar biyan kuɗi ta Apple Pay. Fiye da 320 Czechs a halin yanzu suna biyan kuɗi ta hanyar amfani da iPhone da Apple Watch, kuma tun daga ranar 19 ga Fabrairu, lokacin da aka ƙaddamar da sabis ɗin a kasuwanmu, sun sami nasarar yin ma'amala sama da miliyan 17 a cikin jimlar kusan kambi biliyan 8. Česká spořitelna ya ba da rahoton mafi yawan abokan ciniki ta amfani da Apple Pay (83 dubu), sannan AirBank (68 dubu) da Komerční banki (67 dubu).
Zai iya zama sha'awar ku
Mafi sau da yawa, masu amfani suna amfani da Apple Pay don biyan kuɗi a cikin shagunan miya, gidajen abinci, da gidajen mai. Bankunan kuma sun amince da matsakaicin adadin ciniki guda ɗaya, wanda ya kai kusan kambi 500. Misali, bankin Komerční ya bayyana cewa abokin cinikinsu yana biyan kuɗi da iPhone matsakaita sau 14 a wata, amma kamar yadda ƙididdiga ta nuna, adadin zai ƙaru sosai ga sauran bankunan. Hakanan yana da ban sha'awa a lura cewa masu amfani waɗanda ke biya ta waya yawanci suna biyan kuɗi sau da yawa fiye da waɗanda ke amfani da katin ƙirƙira don biyan kuɗi marasa lamba.
Mun bayar da cikakken kididdiga da suka shafi kowane banki a fili a kasa. Ƙarin bayanin da bankunan suka ba mu lokacin da muke tambayarmu ana yi musu alama da rubutu.
Czech Savings Bank
- Abokan ciniki 83 (katin biyan kuɗi 000)
- 5 ma'amaloli (ciki har da biyan kuɗin intanet da cire ATM)
- 2 biliyan rawanin jimlar adadin biya
- Matsakaicin adadin biyan kuɗi ɗaya ta hanyar Apple Pay yana kusa da CZK 500.
Komerční banki
- 67 abokan ciniki
- 1 miliyan ma'amaloli
- 500 miliyan rawanin jimlar adadin biya
- Matsakaicin adadin ciniki shine CZK 530
- Abokin ciniki yana yin matsakaicin ma'amaloli 14 a kowane wata
- Mai amfani da Apple Pay na yau da kullun wani mutum ne mai shekaru 34 wanda ke da ilimin sakandare da ke zaune a Prague
AirBank
- 68 abokan ciniki
- 5,4 miliyan ma'amaloli
- 2,1 biliyan rawanin, jimlar adadin biya
- Abokan ciniki waɗanda ke amfani da biyan kuɗin wayar hannu suna biya sau da yawa fiye da abokan ciniki waɗanda ke amfani da katin filastik.
- Kudin wayar salular bankin Air Bank yanzu ya kai kashi 14 cikin XNUMX na hada-hadar kati.
MONETA Money Bank
- 52 abokan ciniki
- 2 miliyan ma'amaloli
- 1 biliyan rawanin jimlar adadin biya
- Matsakaicin ma'amala da aka biya ta amfani da Apple Pay yana kusa da CZK 500.
- Mafi sau da yawa, abokan ciniki suna biyan kuɗi a manyan kantuna, gidajen mai, gidajen abinci da kantuna tare da wutar lantarki.
mBank
- 25 abokan ciniki
- 1,2 miliyan ma'amaloli
- 600 miliyan rawanin jimlar adadin biya
Twisto
- 14 abokan ciniki
- 1,6 miliyan ma'amaloli
- 640 miliyan rawanin jimlar adadin biya
Edenred
- Abokan ciniki 10 (rabin tushen abokin ciniki na Edenred tare da na'urar Apple)
- Ma'amaloli 350 (yawan abincin rana da aka biya)
- 43 miliyan rawanin jimlar adadin biya
- Masu wayoyin hannu suna biyan kuɗi a gidajen abinci sau da yawa - fiye da kashi 50% - fiye da mutanen da ke amfani da katin abinci na yau da kullun, akasin haka, suna siyayya kaɗan a cikin shagunan miya da manyan kantuna.
- Matsakaicin adadin ciniki a watan Yulin 2019 ya kai kusan CZK 125
- Mutane suna biyan ba kawai tare da wayoyin hannu ba, har ma da Apple Watches, wanda rabonsa yana wakiltar kusan 15% na biyan kuɗi akan wannan dandamali.
J&T Bank
- Ba ya bayar da kididdiga.
UniCredit Bank (yana goyon bayan Apple Pay daga 18/7)
- Dubban abokan ciniki (UniCredit za ta sanar da ainihin lambar yanzu a ƙarshen Agusta)
- 45 mu'amala
- 19 miliyan rawanin kashe
- Abokan ciniki suna yin mafi girman adadin ma'amaloli a cikin kayan abinci ko sarƙoƙin abinci
Revolut har yanzu babu :-)