Rufe talla

Apple ya yanke shawarar shiga wani yanki da ba a bayyana ba. Tare da Apple Pay, yana da niyyar mamaye duniyar ma'amalar kuɗi. Haɗa sabon sabis ɗin Apple Pay, iPhone 6 (a iPhone 6 Plus) kuma fasahar NFC yakamata ta sanya biyan kuɗi tare da wayoyin hannu a wurin ɗan kasuwa cikin sauƙi fiye da kowane lokaci.

Tun lokacin da aka gabatar da iPhone 5, da alama Apple yana watsi da haɓakar fasahar NFC gaba ɗaya. Duk da haka, gaskiyar ta bambanta sosai - masana'antun iPhone suna haɓaka nasu mafita na musamman, wanda ya gina a cikin sabon ƙarni na wayoyin hannu da sabon Apple Watch.

A lokaci guda, wasu ayyukan waɗannan samfuran sun zama dole don gabatarwar Apple Pay. Ba kawai haɗa na'urar firikwensin NFC ba, misali na'urar firikwensin Touch ID ko aikace-aikacen Passbook shima yana da mahimmanci. Godiya ga waɗannan bangarorin, sabuwar hanyar biyan kuɗi ta Apple na iya zama da gaske mai sauƙi da aminci.

Akwai hanyoyi guda biyu don ƙara katin kuɗi zuwa Apple Pay. Na farko daga cikinsu shi ne samun bayanai daga iTunes account ta hanyar da muke sayan aikace-aikace, music da sauransu. Idan ba ku da katin kiredit tare da ID na Apple, kawai yi amfani da iPhone ɗin ku don ɗaukar hoton katin zahiri da kuke ɗauka a cikin walat ɗin ku. A lokacin, za a shigar da bayanin kuɗin ku a cikin aikace-aikacen Passbook.

Koyaya, ba lallai ba ne a fara shi duk lokacin da kuka biya. Apple yayi ƙoƙari ya sauƙaƙa dukkan tsarin yadda zai yiwu, don haka duk abin da za ku yi shine sanya saman wayar a kan tashar mara lamba kuma sanya babban yatsan ku akan firikwensin ID na Touch. IPhone za ta gane ta atomatik cewa kuna ƙoƙarin biya da kunna firikwensin NFC. Sauran sun yi kama da abin da za ku iya sani daga katunan biyan kuɗi marasa lamba.

Sai dai iPhone 6 a iPhone 6 Plus a nan gaba kuma za a iya biya ta amfani da Apple Watch. Na'urar firikwensin NFC kuma za ta kasance a cikinsu. Koyaya, tare da na'urar hannu, kuna buƙatar kiyaye cewa babu tsaro tare da Touch ID.

Apple ya sanar a taron na ranar Talata cewa abokan cinikin Amurka da farko za su iya amfani da sabuwar hanyar biyan kudi a cikin shaguna 220. Daga cikinsu muna samun kamfanoni irin su McDonald's, Subway, Nike, Walgreens ko Toys "R" Us.

Biyan kuɗi na Apple Pay kuma za su sami damar yin amfani da aikace-aikace daga Store Store, kuma muna iya tsammanin sabuntawa zuwa sanannun aikace-aikace da yawa riga a ranar farko ta ƙaddamar da sabis ɗin. Sabuwar hanyar biyan kuɗi za a tallafawa (a cikin Amurka) ta, misali, Starbucks, Target, Sephora, Uber ko OpenTable.

Daga Oktoba na wannan shekara, Apple Pay zai kasance a bankunan Amurka biyar (Bankin Amurka, Capital One, Chase, Citi da Wells Fargo) da masu bayar da katin kiredit guda uku (VISA, MasterCard, American Express). A yanzu, Apple bai bayar da wani bayani game da samuwa a wasu ƙasashe ba.

Dangane da bayanan hukuma, ba za a caje sabis ɗin Apple Pay ta kowace hanya ba, duka ga masu amfani da na 'yan kasuwa ko masu haɓakawa. Kamfanin ba ya ganin wannan aikin a matsayin wata dama don ƙarin riba, misali tare da App Store, amma a matsayin aikin ƙarawa ga masu amfani. A sauƙaƙe - Apple yana so ya jawo hankalin sababbin abokan ciniki, amma ba ya son cire kudi daga gare su ta wannan hanya. Kama da lamarin Store Store, inda Apple ke ɗaukar kashi 30 cikin XNUMX na kowane siyan app, kamfanin Californian kuma yakamata ya sami Apple Pay. sami wani kuɗi ga kowane iPhone ma'amala a wani dan kasuwa. Sai dai har yanzu kamfanin da kansa bai tabbatar da wannan bayanin ba, don haka ba a san adadin kason da ya samu na hada-hadar cinikin ba. Apple kuma, a cewar Eddy Cue, ba zai adana bayanan da aka kammala ma'amaloli ba.

Masu amfani a cikin Amurka, musamman, na iya ganin kyakkyawar amsa ga wannan fasalin. Abin mamaki, katunan biyan kuɗi na ci gaba ba su zama gama gari ba a ƙasashen waje kamar, alal misali, a cikin Jamhuriyar Czech. Katunan guntu ko marasa tuntuɓa sun yi nisa da na kowa a cikin Amurka, kuma yawancin Amurkawa har yanzu suna amfani da katunan sa hannu, na maganadisu.

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