Apple picker Zuba hannun jarin lamuni na karuwa a duniya cikin 'yan shekarun nan. A lokacin barkewar cutar sankara ta shekarar da ta gabata, duk da haka, kama da sauran sassan tattalin arziki, waɗannan saka hannun jari kuma sun sami raguwar sha'awa. Tun daga wannan lokacin, duk da haka, kasuwannin Turai sun karu da kashi goma cikin dari. A watan Afrilu, masu zuba jari a kan dandalin kan layi na Czech Bondster har ma sun kashe rawanin miliyan 89,4, wanda ke daidai da matakin da ya gabata kafin coronavirus.
Dangane da bayanai daga tashoshin P2Pmarketdata.com da TodoCrowdlending.com, haɓakar kasuwar saka hannun jari ta P2P ta Turai (tsara-da-tsara) tana ci gaba. Bayan girgizar kwatsam da barkewar cutar ta haifar, lokacin da adadin saka hannun jari ya fadi da kashi 2020% a cikin Afrilu 80, kasuwa tana girma a hankali. Dangane da sabbin bayanai daga Maris 2021 riga masu zuba jari a kan dandamali na P2P na Turai sun zuba jari sau biyu da rabi mafi girma na kuɗi, fiye da nawa suka saka a cikin Afrilu 2020 da aka ambata.
Hakanan dandalin saka hannun jari na Czech yana yin rikodin ci gaba iri ɗaya Bondster, wanda aka kafa a cikin 2017. A cikin shekaru biyu na farko, ya sami amincewar masu zuba jari sama da 6, waɗanda suka zuba jari na kambi miliyan 392 a ciki. Shekara guda da ta wuce, an riga an yi amfani da shi fiye da masu zuba jari 9, tare da zuba jari biliyan 1,1, kuma a cikin watan Afrilu da Mayu 2021, dandalin ya wuce adadin. 12 dubu masu zuba jari tare da adadin jari fiye da Naira biliyan 1,6.
Adadin jarin ya yi daidai da yadda aka saba kafin barkewar cutar
Sakamakon bala'in da ake fama da shi a dandalin Bondster Masu saka hannun jari sun rage yawan masu saka hannun jari da kashi 85% - adadin ya fadi daga rawanin miliyan 86,5 (Fabrairu 2020) da miliyan 76,3 (Maris 2020) zuwa miliyan 13 (Afrilu 2020). Tun daga nan, duk da haka, ayyukan masu zuba jari ya ci gaba da karuwa, kuma shekara guda bayan haka, a cikin Afrilu 2021, masu zuba jari sun riga sun zuba jari fiye da 89,4 miliyan rawanin, don haka lafiya ta kai daidai matakin kamar kafin cutar.
"Rikicin corona yana wakiltar babbar matsalar tattalin arziki tun bayan yakin duniya na biyu kuma yana nufin na farko kuma a lokaci guda gwajin damuwa na gaske ga kasuwar P2P. Yawancin dandamali na saka hannun jari ba su magance rikicin ba, musamman tashin farko na barkewar cutar, wanda ya kasance mai kauri daga shuɗi ga kowa. Don haka, da yawa daga cikinsu sun daina aiki.” jihohi Pavel Klema, Shugaba na Bondster, bisa ga abin da kasuwa ta haka an tsarkake kuma kawai dandamali da aka gina a kan tushen tushe.
Bondster lamba biyu a Turai
Yadda Pavel Klema ya yi bayanin yadda Bondster Czech ya sami nasarar kaiwa matakin bullar cutar kamar haka: “Duk da wasu matsalolin da muka fuskanta a farkon annobar, mun magance rikicin da kyau, wanda masu zuba jari ke yabawa ƙara yawan zuba jari da ƙara yawan sababbin masu zuba jari. A cikin 'yan watannin nan, mun ga yawan rajistar masu zuba jari na kasashen waje. Amma hatta masu saka hannun jari na Czech a kasuwannin cikin gida suna ganin cewa idan aka kwatanta ƙimar farashi da dawowar nau'ikan saka hannun jari daban-daban, saka hannun jari a cikin amintattun lamuni yana cikin mafi kyawun nau'ikan ƙimar babban jari."
Kalmominsa sun tabbatar da sakamakon dogon lokaci na Bondster v kwatanta kasa da kasa na dandamali na P2P na Turai, wanda tashar tashar TodoCrowdlending.com ke aiwatarwa. A cikin kwatankwacin ribar dandamali sama da ɗari da aka sa ido a cikin Maris 2021, dandalin Czech ya sami s. ya canza zuwa +14,9% domin mako duka wuri na biyu.
Mabuɗin riba
Riba daga saka hannun jari shine, ban da tsaro, babban ma'auni ga masu saka hannun jari don yanke shawarar ko za su saka hannun jari akan dandamalin da aka bayar. Matsakaicin shekara-shekara kimantawa akan Bondster idan aka kwatanta da bara ya karu daga 7,2% zuwa na yanzu 7,8% don saka hannun jari a cikin rawanin Czech. A cikin Yuro Matsakaicin yabo na shekara-shekara akan Bondster ya karu tun Maris 2020 daga 12,5% zuwa yanzu 14,9%.
- Ana iya samun bayyani na damar saka hannun jari na Bondster anan.
Game da Bondster
Bondster kamfani ne na FinTech na Czech kuma dandamalin saka hannun jari mai suna iri ɗaya ne wanda ke daidaita amintattun saka hannun jari a cikin lamuni ga mutane da kamfanoni. An kafa shi a cikin 2017 kuma yana aiki azaman kasuwar saka hannun jari wanda ke haɗa masu saka hannun jari daga sauran jama'a tare da tabbatar da masu ba da lamuni. Don haka yana ba da madadin zuba jari na gargajiya. Don rage haɗarin, ana samun lamuni ta hanyar misali dukiya, kayan motsi ko garantin dawowa. Ta hanyar kasuwar Bondster, masu saka hannun jari suna samun dawowar shekara-shekara na 8-15%. Kamfanin yana cikin rukunin hannun jari na Czech CEP Invest.
Nemo ƙarin game da Bondster anan
Tattaunawar labarin
Ba a buɗe tattaunawa don wannan labarin ba.
