Me yasa babu katin Apple ga Jamhuriyar Czech?

Ya kasance Maris 25, 2019, lokacin da Apple ya nuna duniya, ko kuma kawai Amurkawa, Apple Card. An yi hasashe game da shi na dogon lokaci, bayan haka, Steve Jobs ya riga ya yi tunani game da shi a wata ma'anar kalmar. Koyaya, shekaru uku kenan tun lokacin kuma Apple Card har yanzu ba a samunsa a Jamhuriyar Czech. Amma kar ka damu, ba zai daɗe ba, idan har abada. 

Apple yana siffanta sabis ɗin katin Apple ɗinsa azaman katin kuɗi wanda ke sauƙaƙa rayuwar kuɗin ku. A cikin Wallet app akan iPhone, zaku iya saita katin Apple a cikin mintuna kuma nan da nan fara biya tare da shi a cikin shagunan duniya, a cikin apps da kan yanar gizo ta Apple Pay. Katin Apple kuma yana ba ku cikakkun bayanan ma'amaloli na baya-bayan nan da ma'auni a cikin ainihin lokacin kai tsaye a cikin Wallet.

Amfani… 

Amfaninsa shine cewa kuna da bayyani game da kuɗin ku godiya ga jadawali, amma kuma bayyanannen bayanin ma'amaloli, inda zaku iya gani a kallo yaushe, ga wane da kuma nawa kuɗin ya tafi daga gare ku. Bugu da kari, lokacin da aka gabatar da sabis ɗin, akwai 2% cashback lokacin amfani da shi sosai, tare da samfuran Apple kun sami 3% nan da nan. Bugu da kari, ana mayar da kudaden da aka samu ta wannan hanyar kowace rana. Duk da haka, idan kun yi amfani da katin jiki, cashback shine kawai 1%.

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... da iyakancewa 

Komai yana ɗaukar nauyin MasterCard tare da haɗin gwiwar Goldman Sachs. Kuma wannan yana nufin iyakance sabis zuwa kasuwannin Amurka kawai. Waɗannan wasu ƙuntatawa sune cewa dole ne ku sami Lambar Tsaron Jama'a da isasshen tarihin kuɗi don nema kuma a amince da ku don katin. Bugu da ƙari, adireshin gidan waya a Amurka da ƙaramin abu a cikin nau'in ID na Apple na Amurka (tare da fadadawa a wajen Amurka, wannan ba shakka kuma za a caje shi don kasuwanni masu tallafi). Kamar yadda kuke gani, sabis ɗin a halin yanzu yana mai da hankali kan kasuwar ketare ne kawai kuma baya faɗaɗa ko'ina.

Wannan yana faruwa da farko saboda SSN da makin da ke tattare da shi lokacin neman lamuni. Idan ba ku taɓa rancen wani abu ba kuma ba ku biya komai ba, ku yi bankwana da katin Apple nan da nan, ko da ya taɓa isa gare mu. Apple yana son sanin tarihin kuɗin mu, kuma idan ba tare da shi ba, ba za su ba mu katin kiredit ɗin su ba. Sannan, ba shakka, akwai ka'idojin banki, wajibai da hani waɗanda ke hana faɗaɗa katin Apple a wajen ƙasarsu. Amma yana damun mai amfani da Czech? Da kaina, Ina amfani da katin zare kudi kawai, wanda tabbas yana da alaƙa da Apple Pay, don haka ba na fatan katin Apple koda bayan shekaru uku. Bugu da kari, kasuwar Czech ba kamar ta Amurka ba ce. Katunan kuɗi ba su da irin wannan tarihin a nan, don haka ba shakka ba mu da fifiko ga Apple dangane da hakan (kamar yadda yake tare da Siri, Homepods, da sauransu).